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Michigan ZIP Codes
Grand Traverse County
Traverse City, MI
49696
49696 ZIP Code — Traverse City, MI
Grand Traverse County, Michigan
ZIP code 49696 is located in
Traverse City ,
Michigan ,
within Grand Traverse County .
It covers approximately 68.73 square miles and serves a population of
10,353 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 231 .
About ZIP code 49696
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $274,200. Owner-occupancy is high at 91%, well above the national average.
Median household income is $94,223. The poverty rate of 7% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.
Overall, ZIP code 49696 reflects a community defined by high homeownership and a significant Social Security-dependent population.
49696 ZIP code map
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Cities in ZIP code 49696
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
10,353
Population density
151 / sq mi
State FIPS
26
County FIPS
055
Geography
Land area
68.73 sq mi
Water area
2.98 sq mi
Latitude
44.7408
Longitude
-85.5949
Timezone
Eastern (ET)
Area code
231
Demographics & statistics
$94,223
Median household income
$274,200
Median home value
$1,163
Median monthly rent
40.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 2,219 21.4% 18 and over 8,134 78.6% 65 and over 2,066 20.0% Median age 43.6 years
Race & ethnicity
Black or African American
1.4%
American Indian / Alaska Native
0.1%
Group Count % White 9,587 90.9% Two or more races 421 4% Hispanic or Latino 189 1.8% Black or African American 151 1.4% Asian 107 1% Other race 77 0.7% American Indian / Alaska Native 10 0.1%
Household income
Range % of households Under $10k 0.9% $10k–$15k 0.3% $15k–$25k 3.7% $25k–$35k 3.9% $35k–$50k 11.4% $50k–$75k 16.8% $75k–$100k 16.6% $100k–$150k 34.6% $150k–$200k 7.7% $200k+ 4.2% Median income $94,223
Housing
Housing overview
Metric Value Median home value $274,200 Median rent / month $1,163 Owner occupied 91.0% Renter occupied 9.0% Vacant 19.2% Single-family detached 91.0% Large apartment buildings 0.0% Mobile homes 3.4% Median rooms 5.9 Avg household size (owned) 2.67
Year built
Era % 2020 or later 0.5% 2010–2019 6.7% 2000–2009 23.5% 1990–1999 19.9% 1980–1989 12.5% 1970–1979 21.9% 1960–1969 3.3% 1950–1959 8.6% 1940–1949 1.6% 1939 or earlier 1.5%
Bedrooms
Size % of units No bedroom (studio) 0.8% 1 bedroom 6.2% 2 bedrooms 22.5% 3 bedrooms 47.3% 4 bedrooms 18.5% 5+ bedrooms 4.6%
Vehicles per household
Vehicles % of households No vehicle 1.4% 1 vehicle 19.4% 2 vehicles 57.6% 3 or more 21.6%
Heating fuel
Fuel type % Utility gas 65.8% Electricity 9.7% Propane / LP gas 20.4% Fuel oil 2.0% Wood 2.0%
Households & families
Household type Count % Married-couple family 2,480 64.0% Cohabiting couple 471 12.2% Male householder, no spouse 321 8.3% Female householder, no spouse 602 15.5% Households with children under 18 1,181 30.5% Households with seniors (65+) 1,257 32.4% Average household size 2.64
Marital status
Status Male Female Never married 28.2% 26.4% Married 62.9% 55.8% Separated 0.0% 1.2% Widowed 1.6% 4.9% Divorced 7.4% 11.6%
Education
Some college, no degree
24.1%
Graduate / professional
11.5%
Metric % HS diploma or higher 95.9% Bachelor's or higher 40.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 94 3.6% Kindergarten 45 1.7% Elementary school 1,135 43.4% High school 613 23.4% College / grad school 729 27.9%
Employment
Industry of employment
Education & healthcare
22.1%
Arts, food & hospitality
11.7%
Professional & management
9.9%
Finance & real estate
5.7%
Public administration
4.5%
Transportation & utilities
3.8%
Agriculture & mining
0.3%
Occupation
Category % Management, business & arts 39.0% Service 17.0% Sales & office 23.3% Natural resources & construction 6.8% Production & transportation 13.9%
Employment type
Type % Private sector 81.9% Government 10.1% Self-employed 7.6% Unpaid family workers 0.3%
Commute
Method % Drive alone 73.9% Carpool 9.8% Public transit 0.1% Walk 0.8% Work from home 14.0% Other means 1.4% Avg commute (minutes) 22.7
Poverty
Married-couple families
3.3%
Female-led households
19.6%
Income support
Source % of households Social Security 31.9% Retirement income 29.8% Supplemental Security 2.1% Cash public assistance 3.1% Food stamps / SNAP 3.1%
Health indicators
Condition % Obesity 0.0% High blood pressure 0.0% High cholesterol 0.0% Diabetes 0.0% Heart disease 0.0% Stroke 0.0% Asthma 0.0% Arthritis 0.0% Kidney disease 0.0% Pulmonary disease 0.0% Cancer 0.0%
Behavior / access % Smoking 0.0% Binge drinking 0.0% No physical activity 0.0% Less than 7 hrs sleep 0.0% Depression 0.0% Fair or poor health 0.0% Poor mental health 0.0% Poor physical health 0.0% No health insurance 0.0% Visited doctor (checkup) 0.0% Visited dentist 0.0% Cholesterol screening 0.0% Teeth loss 0.0%
Veterans & disability
Veterans Count % Civilian veterans 550 6.8%
Disability % Any disability 10.9% Under 18 3.4% 18–64 years 8.2% 65 and over 26.8%
Health insurance coverage
Type % Private insurance 84.1% Public insurance 28.2% No insurance 3.4% Uninsured under 19 1.4%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 9,948 96.1% Spanish 59 0.6% Other Indo-European 4 0.0% Asian & Pacific Islander 0 0.0% Other languages 55 0.6%
Place of birth & citizenship
Origin Count % Native born (US) 10,111 97.7% Born in same state 10,058 97.2% Born in different state 8,224 79.4% Foreign born 53 0.5% Naturalized citizen 242 2.3% Not a US citizen 175 72.3%
Ancestry
Ancestry Count % French 1,649 15.9% Italian 1,183 11.4% English 507 4.9% Arab 415 4% German 277 2.7%
Ancestry Count % Polish 221 2.1% Irish 140 1.4% Norwegian 47 0.5% Dutch 21 0.2%
Technology access
Metric % of households Computer access 37.4% Internet access 97.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 49696
What city is ZIP code 49696 in?
ZIP code 49696 is primarily assigned to Traverse City, Michigan.
What county is ZIP code 49696 in?
ZIP code 49696 falls within Grand Traverse County, Michigan.
Is ZIP code 49696 mostly owner-occupied?
91% of occupied units in ZIP code 49696 are owner-occupied, well above the national average.
What is the population of ZIP code 49696?
ZIP code 49696 has an estimated population of 10,353 residents, with a density of 151 people per square mile.
What is the median household income in ZIP code 49696?
The median household income in ZIP code 49696 is $94,223, above the national median of ~$75,000.
What is the typical home value in ZIP code 49696?
The median home value in ZIP code 49696 is $274,200.
What timezone is ZIP code 49696 in?
ZIP code 49696 observes the EST timezone.
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